Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Investment Services, Annuities
Would you like to create a personalized quote?
Bruce Karolyi
Karolyi Ins and Fin Svcs Inc
Office Hours
After Hours by Appointment
Address
Suite C
Oroville, CA 95965-5707
Next to Mid Valley Title & Escrow.
Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Investment Services, Annuities
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Investment Services, Annuities
Office Info
Simple Insights®
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
What is an e-bike?
What is an e-bike?
If you’re wondering what sets an e-bike apart from a regular bike or want details on e-bike insurance, read on for the answers to these questions and more.
Viewing team member 1 of 5
Melissa Nichols
Property & Casualty Representative
License #0G02283
Melissa is a ray of sunshine with her positive friendly attitude. She has been with State Farm for 13 years. Her experience and knowledge she adds to Team Karolyi is a blessing!
Melissa grew up in the small town of Biggs. After graduating high school, she moved to the big city life of Chico. Melissa started her career in banking and later on made a transition to insurance. “I love helping people and making sure they have the right coverage they need for their families”.
Melissa met her husband and they moved to the small town of Durham where they started their family. Melissa has deep roots within her community as she volunteers in the classrooms and serves on the Durham Little League board.
You would probably run into Melissa at one of her child’s many sporting events, hiking with her family and their dog or possibly at the gym if you get up early enough! Or you could just stop by our office and let her quote your home and auto for you!
Viewing team member 2 of 5
Rob Rafael
Insurance Account Representative
License #4221892
Robert was born in Martinez, CA. He graduated from Chico State in 2022. He has over 3 of experience with State Farm and is dedicated to helping individuals and businesses protect their assets and plan for the future. He helps customers with auto, home, and liability insurance that meets the unique needs of each of them.
His belief in understanding his customers' goals and concerns is essential to providing the right coverage options. His approach is rooted in building strong relationships based on clarity and transparency. He takes pride in educating our customers about their insurance choices, ensuring they feel confident in their decisions.
Outside of work, he is passionate about traveling, sports, nature, and enjoys giving back to the community through volunteering as a coach for basketball.
If you’re looking for a knowledgeable and dedicated insurance professional to help you navigate your insurance needs, feel free to reach out. He looks forward to working with you!
Viewing team member 3 of 5
Sarah Sunda
Life Insurance Representative
License #0M38801
Sarah was born in Southern CA. She graduated from Sierra College in 2018 and has been providing insurance to people around the N. State since 2018. She believes that putting her customers first and maintaining a high level of professionalism on their behalf is what makes customers eager to refer her to their family and friends. Sarah brings a high level of knowledge to her customers and works diligently with them to find a plan to meet all of their needs. She is dedicated and passionate about providing great customer service and helping customers protect all they can't afford to lose.
Sarah started her family in 2020 and has recently relocated to Butte County. She is dedicated to being a great mother and spending her free time with her daughter making moments into memories. She even helped as an assistance coach for the Oroville Little League this year!
Sarah is here to educate and help her customers, she prides herself on getting the information needed for her customers to make smart decisions for their families regarding home, auto, and life insurance. She takes a comprehensive approach to insurance which our team and our customers value.
Viewing team member 4 of 5
Camila Covarrubias
Auto/Home Insurance Representative
License #4214511
My name is Camila, I was born and raised in Salinas, Ca. I moved to Oroville around 3 years ago and have stayed here since. I enjoy traveling with family and friends, I love the outdoors and spending time with my family. I am currently a student at Butte college waiting to transfer to chico state to continue working on my bachelor's degree. I believe in helping customers and making sure they know I am here to assist them and form a professional and meaningful connection.
I started my family in 2024 where we welcomed our son Ian into the world. I'm trying to be sure he has all the opportunities that I never had. In our spare time we enjoy going to the park, going on walks or down to the lake. I am currently licensed with my Property and Casualty license and working on getting my accident, life and health license to better assist the customer's that come in through our doors. I am eager and excited to continue my career in insurance.
Viewing team member 5 of 5
Kayla Standard
Account Representative
License #0L60840
Kayla was brought up in the nearby town of Gridley where she graduated in 2009. She has been a licensed agent for 8 years and has hundreds of hours of specialized Health insurance and Life insurance training. She goes above and beyond to make sure her customers are in the most advantageous spot possible.
Kayla spends most of her free time with her husband and children fishing, traveling, and watching Padres base ball. You will catch her around town at local event as she is a Chamber of Commerce Ambassador and sits on the Palermo Community Counsel. Kayla is eager to help with all your Life and Health insurance needs. Reach out to her today!
Oroville - CA Full Time
Oroville - CA Full Time
Oroville - CA Full Time